Blue Cross Blue Shield therapists in Michigan
Licensed therapists across Michigan who accept Blue Cross Blue Shield. See what a session will cost and book a time that works for you.
- Most major plans accepted
- Cost estimate before you book
- Book online instantly
What a session costs with Blue Cross Blue Shield
The typical out-of-pocket cost for Blue Cross Blue Shield members in Michigan. If you haven't met your deductible yet, add what's left and we'll show you roughly how many full-price sessions come first. On a different plan? Switch it below.
$0–$25
per session
Don't see your plan? Give us a call: (800) 693-1916
An estimate based on common Blue Cross Blue Shield plans in Michigan, not a quote. Your own cost depends on your plan and whether you've met your deductible. We check your benefits and send you a cost estimate before your first session.
How Blue Cross Blue Shield billing works here
We check your benefits
Once you book, we contact your insurer and confirm what your plan covers. You don't have to call anyone.
You get a cost estimate first
Before your first session we send you what you can expect to pay, so there's no surprise bill afterwards.
We bill your insurance directly
No claim forms and no waiting to be paid back. You pay your share and we handle the rest.
Which Blue Cross Blue Shield plans we accept
Blue Cross Blue Shield isn't one company. Each state has its own, and some run more than one network, so the name on your card matters more than the logo. These are the ones therapists in our network accept in Michigan:
- Blue Cross Blue Shield of Michigan
- Blue Care Network (BCN)
- Blue Preferred Plus PPO
How to read your card
Your member ID usually starts with three letters. That prefix tells us which BCBS company issued your plan, which is the first thing we check. The back of the card often has a separate number for behavioral or mental health — that one, not member services, is the number to call about therapy.
PPO, HMO, and whether you need a referral
Most BCBS PPO plans let you book a therapist directly. HMO plans sometimes want a referral from your primary care doctor first. If you're not sure which you have, it's usually printed on the front of the card, and we check it when we verify your benefits either way.
A Blue card from another state
Plenty of people in Michigan carry a BCBS card issued somewhere else, through an employer headquartered out of state or after a move. That's common and usually workable. Tell us the plan when you book and we'll check it before your first session.
Book in three steps
Tell us your ZIP and your plan
You'll see licensed Michigan therapists near you who accept your insurance.
Pick a time from their calendar
Real openings, so you leave knowing the date of your first session.
Meet online or at an office
Whichever suits your week. Many therapists in our network offer both.
Blue Cross Blue Shield and therapy: common questions
What to expect when you use insurance for therapy in Michigan.
- Most BCBS plans include outpatient mental health, and therapists in our network accept Blue Cross Blue Shield of Michigan, Blue Care Network (BCN) and Blue Preferred Plus PPO. What you pay depends on your specific plan, so we verify your benefits and send you a cost estimate before your first session.
Ready to get started?
Find a licensed Michigan therapist who accepts your insurance and book your first session.
- Insurance accepted
- Book instantly
- Online or in person